Discretionary Portfolio Management

What is Discretionary Portfolio Management?

Portfolio Managers at Green Private Wealth offer Discretionary Portfolio Management. Portfolio Managers are held to the highest standard in the industry and have a fiduciary duty to act with care, honesty and in good faith, always in the best interest of their clients. Advisors with this designation have taken additional education, earning the Chartered Investment Manager (CIM®) Designation. In addition they require special approval from their dealer and the regulator to manage accounts with discretion. This simplifies investment management as they can make investment decisions on behalf of their clients. This designation qualifies them as "Accredited Investors" on behalf of their clients, many of whom would not qualify otherwise. Because of this they can choose from the widest range of investment options available so they can better manage your wealth.

Key Benefits


Our investment approach requires the ability to adjust your portfolios to suit conditions ahead on short notice. Active management of your money is the only road to investing success as market volatility increases and low rates persist. Discretionary Management allows us to make investment changes quickly for large numbers of clients. By making trades on an investment across all client accounts we are able to fairly enter and exit positions so that each client gets the same price when buying or selling. By eliminating the need for individual client calls on each trade we can dramatically increase our efficiency so more time can be spent on financial planning and investment research.

Broader Product Range

Traditional mutual funds and brokerage accounts typically only invest in stocks and bonds. With increasing correlation between global markets over the past 20 years, it is important to consider other asset classes. However, rules such as the "Accredited Investor Rules" stipulate pre-requisites that most investors can not satisfy, preventing them from investing in these asset classes. Alternative investments are typically used by high net worth investors and pension plans to dampen volatility and enhance long term returns. By investing in out Discretionary Accounts all clients will have access to these investments.

Investment Policy Statements (IPS)

A Portfolio Manager develops a written agreement, known as an Investment Policy Statement, or IPS. This IPS sets out the investment goals and objectives of the client and describes the investment strategies that are suitable to meet those objectives. The IPS takes into account specific needs; including risk tolerance, time horizon and investment philosophy. Your IPS is the basis upon which we would select an appropriate mix of investments and make discretionary adjustments to your portfolio. The IPS lays out the framework in which your portfolio is managed. It is agreed upon up front and reviewed at least annually or as your circumstances change.

Fee Based Compensation

Advisory fees are charged as a percentage of the account value. We do not receive compensation from any investment company or charge for trades but rather bill accounts monthly for our fee. This puts us on the same side of the table as our clients. Our compensation is directly linked to the value of your account. We have a common goal in protecting and growing your wealth over time.

Lower Fees

Because we can make investment changes efficiently from our office we can incorporate direct stock holdings in the portfolios along with institutional class mutual funds and alternative investments. This reduces your cost significantly over when compared to tradtional wrap or other mutual fund programs.

Transparency of Fees

Fees are charged as a percentage of the account value calculated at month end and are disclosed on your statements. You will always know how much you are paying us for portfolio management.

Tax Effective Asset Allocation

Tax Effective Asset Allocation - Our investment management system allows us to allocate the less tax efficient income producing investments to tax sheltered accounts and keep the most tax efficientinvestments in your non- registered or cash accounts. Where possible bonds will be kept in your RRSP or TFSA

Tax-Deductibility of Fees in Non-Registered Accounts

Fees charged for the management of your non-registered investment accounts are tax deductible as a carrying charge against your income under the current tax rules

Protecting & Growing Your Wealth and Future

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Woodstock Office

112 Springbank Avenue N

Woodstock, ON N4S 7P8

Phone: 519-539-8212

Toll-Free: 1-888-539-8212

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Burlington Office

200-5045 South Service Road

Burlington, ON L7L 5Y7

Phone: 905-634-3975

Toll-Free: 1-888-442-4218

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